How to Get/Generate Bajaj Customer Portal Experia Username and Password?

How to Get/Generate Bajaj Customer Portal Experia Username and Password?

Managing multiple financial commitments simultaneously becomes difficult for most borrowers. However, thanks to customer dedicated portals such as Bajaj Finserv Experia, they can go through all the financial transactions, obtain E-statements, check loan details, and more without any hassle. 

Since its a web-based provision, it enables consumers to access all its facilities anywhere, even from a smartphone, by logging in to their account. However, to carry out the Bajaj Finance login process, consumers must generate a username and password first. 

How to Generate the Experia Portal Username and Password?

The Bajaj customer portal can be accessed only after logging in to the account, and for that, a unique username and password are required. Generally, these credentials are sent to consumers’ numbers once they are done with the registration procedure. Here is how you can obtain it in the first place:

Step 1: Open the SMS application on your device. 

Step 2: SMS ‘EXPERIA’ to +919227564444 from your registered mobile number.

Step 3: After that, you will receive a reply with the Experia portal username and password details. 

Now that you already have the necessary information know how to log in using them in the following section. 

Bajaj Finserv Experia Login With Password

In order to access all the financial information on the Experia portal or app using the set password, here are the steps you have to follow:

Step 1: Submit your customer ID, email ID, or registered mobile number to begin the process.

Step 2: Here, you will have to select ‘I have a password’ and click on ‘next’ to proceed further. Make sure to enter the accurate password and tap through next to sign in. 

Bajaj Finserv Experia Login With OTP

Here is how you can also obtain financial information using the Bajaj Finance customer login process with an OTP:

Step 1: At the dashboard on the home page of Experia, you will find the ‘My Account’ option, click on it. 

Step 2: Now, choose the ‘Customer Portal’ option from the drop-down menu. 

Step 3: In the next step, you will have to provide a customer ID or username, email ID, or contact number to generate an OTP. You can choose ‘Send OTP on mobile no.’ to make the process more convenient. 

Step 4: Enter the OTP, sent it to your number, and tap through ‘next’ to log in. 

Note that you can also use this process if you ever forget your Experia portal password. However, in that case, apart from contact details, your name, date of birth, and other corresponding details will be required. 

Features of Experia Customer Portal 

Once you are logged in using the acquired username and password, here is a list of details you will be able to access:

  • View existing loan details 

You can check all the transactions related to your existing credit facilities here. You can also monitor your loan account activities, check your EMI dues, principal repaid, etc., from time to time so that you can identify errors instantaneously. 

  • Check pre-approved offers 

You can use the Bajaj customer portal login process to look for specially-tailored pre-approved offers available on several financial products such as business loans, personal loans, etc. You only have to share your name and contact details to check your pre-approved offer, and you will be able to find attractive deals right away. 

  • Initiate part-payments and foreclosure

This feature allows borrowers struggling to service hefty EMIs, to part-pay or close their loans before the tenor ends without imposing additional penalty charges. The portal also helps them avoid missed EMI payments by initiating the transaction as soon as they are able to afford it. This way, they get to avoid paying the excessive penalty charges and hampering their credit history.

Other than that, you can utilise the Experia portal to obtain loan statements, investment-related certificates, etc., within a few minutes. Borrowers can also buy products from the Bajaj Finserv EMI Store at No Cost EMI. Even for that, they have to use the Bajaj Finserv login process to find deals and offers available for them.